Xiaomi Personal Loans Platform for MIUI Users


Xiaomi introduce Mi Credit which aims to deliver instant loans exclusively to MIUI users. (Mi A1 users cannot avail this service as they use stock Android). Financial loan providers are listed on Mi Credit, and Xiaomi smartphone users can log onto the platform to apply for quick loans.

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About Mi Credit

  • Mi Credit provides a hassle-free approach to avail loans instantly and proves to be of great use to anyone who is seeking some financial aid. The application process is completely online and can be completed with just Aadhar Card & Pan Card. On successful verification, the loan will be disbursed in about 10 minutes.
  • You can apply for a loan anytime and from anywhere – whether it is a medical emergency or payment of bills, we’ve got you covered. The application process is simple and the Mi Credit service is at your disposal 24×7 round the year.
  • Not just the application, loan repayment is also simple. You can create a repayment plan and pay back at your convenience. At present, you can avail only one loan at a time. Only after the repayment of the previous loan, you can apply for the next one.
  • This service is currently provided in partnership with KreditBee. We will share more details soon on how to apply for loans using Mi Credit and FAQs regarding the same.

  • Information:

    Interest Rate

    • 3% per month

    Loan Tenure

    • 15 Days to 90 days

    Time taken to get loan

    • 10 Minutes


    • In KreditBee App via Payment Gateway

    Loan Disbursal

    • User’s Bank Account

    Documents Required

    • PAN and Aadhaar card


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